Patricia & Ely were introduced to us by a previous client, Shoukat Shah, who bought a house with us back in November of 2014. Thank you, Shoukat, for your trust and support.
After an initial consultation, we realized that Pat & Ely needed to work on their financial situation to be in the best possition to buy their first home. Immediately connected them with Adriana Clapper, loan officer with Envoy Mortgage, who guided them thru the process and provided them a solid pre-approval letter.
Once pre-approved, we met again and reviewed their home search criteria and the market conditions. We helped them understand what a competitive market is and guided them thru the process of evaluating the houses they liked, and possible offers scenarios. After a couple of attempts, we were able to prepare an irresistible offer for the sellers. One that even beat 2 other offers for 20k over theirs.
The bottom line is that, with a very smooth settlement process facilitated by Cardinal Title, Pat & Ely were able to beat multiple offers and purchase a great house at a great value. Specifically, $10,000 below appraised value!
Congratulations Pat & Ely on starting your homeownership already with equity in the bag!