Author: garciashomes

Eager to slash household expenses? Look no further than your unused subscriptions. It's easy to get lured by subscription services that seem inexpensive. But all that money adds up! According to C+R Research, most consumers spend more than $200 on subscriptions every month (yikes!). And 42% admit that they're still paying for subscriptions they never …

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If you’re trying to buy a home, it is NOT the time to quit your job. When you apply for a mortgage, your lender will review two years of employment and income history. 🏦 A steady paycheck will improve your chances of getting a mortgage and can land you a lower interest rate. 💸 If …

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Struggling to pay for home repairs or improvements? Tapping into your home's equity could be the solution! Before you pull out your credit card, consider some of these lower-interest options: ✔️ Home equity line of credit (or HELOC): Borrow as needed up to a predetermined limit. However, the interest rate is often variable, so it …

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Forget country chic. Wave goodbye to minimalism. Coastal grandmother has earned its place as one of the hottest interior design styles of 2022! What defines the coastal grandmother aesthetic? Think seaside cottage vibes mixed with cozy fabrics, fresh and summery hues, and a touch of nostalgia. To bring a little coastal grandmother into your home, …

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