We first met Luz Maria Cueto when the company that she worked at, in the insurance industry, assigned her as a representative to our account. Since insurance and real estate go together well, we stablished a business relationship and a friendship.
She already owned a house but, she was thinking to get a bigger and newer house with a garage. When she got a new job that put her in a better financial position than before, the dream started to become more real. We got together for a formal getting to know you meeting to assess her current situation and set a path of action to help her accomplish her dream home.
We introduced her to one of our preferred lenders Adriana Clapper, from Envoy Mortgage, who work with her thru this path. She first took advantage of the low interest rate to help her refinance the current house and then, help her to get pre-approved with the best terms possible to obtain her dream home.
With a clear picture of the desire home and being financially ready to obtain a loan, we got together to set the search criteria that matched her situation and immediately a house picked her eye.
A beautiful, updated townhouse with lots of space, hardwood floors, skylights, fenced patio, deck with a nice view, and most importantly, with a garage.
We immediately got to work to put the best offer possible that will secure the house for her. We checked recent comps to determine a fair market value, one that the appraiser sent by the bank agreed to.
From this point on, Luz Maria will enjoy her new home with the desire car garage and will keep that previous house as an investment with positive cash flow coming in.
All of this happened with an exceptionally smooth settlement process facilitated by the Cardinal Title Group.
🌟🌟🌟Congratulations Luz Maria on the purchase of your dream home. We hope you build new and wonderful memories in it for years to come and thank you for allowing us to guide you thru the process! 🌟🌟🌟