Sergio Garcia & Sofia Garcia, Realtors with Samson Properties
Click here to check all the property details Miguel Angel Suarez and his daughter Lizzet are valued past clients of ours, and it has been a privilege to work with them once again. Our journey with Miguel Angel began back on June 15th, 2018, when we helped him buy his current home, adding Lizzet to …
Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference? HELOC 💰 Credit line that you can draw upon as needed 💰 Only pay interest on the amount you borrow 💰 Variable interest, depending on your credit score and the prime …
Los propietarios con capital acumulado tienen acceso a dos opciones financieras únicas: préstamos con garantía hipotecaria (Home Equity Loans) y líneas de crédito con garantía hipotecaria (HELOC). Pero, ¿cuál es la diferencia? HELOC 💰 Línea de crédito a la que puedes acceder según lo necesites 💰 Solo pagas intereses sobre la cantidad que utilizas 💰 …
Did you know the size of your down payment can have a big impact on your mortgage? Here are a few of the ways: 📉 Interest Rate A larger down payment often means a lower interest rate on the money you borrow.🗓️ Monthly Payment A bigger down payment means smaller monthly payments, making it easier …
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¿Sabías que el tamaño de tu pago inicial puede tener un gran impacto en tu préstamo? Aquí te mostramos algunas de las formas en que influye: 📉 Tasa de Interés Un pago inicial más grande a menudo significa una tasa de interés más baja en el dinero que pides prestado. 🗓️ Pago Mensual Un pago …
Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and …
Continue reading "The Ratio That Can Make or Break Your Mortgage!"
¿Sabías que un alto índice de deuda sobre ingresos (DTI) es la razón #1 por la que se rechazan las solicitudes de préstamos? 🤯 Tu ratio DTI es el porcentaje de tus ingresos mensuales brutos que se destina a pagos de deudas, incluido el préstamo de tu casa. Los prestamistas utilizan el DTI para evaluar …
Continue reading "¡El Ratio que Puede Hacer o Romper tu Préstamo!"
⭐😲🤩✨The August 2024 Fun Day Monday Results Are In! ⭐😲🤩✨ The winner this month is Sharon Johnson-Harrell who is receiving a $25 gift card to Amazon - to keep or pay it forward to someone else! Congratulations Sharon!!!! ...and, if you want to play on next month's Fun Day Monday, just go to http://www.GarciaSHomeS.com/FunDayMonday and …
Continue reading "⭐😲🤩✨The August 2024 Fun Day Monday Results Are In! ⭐😲🤩✨"
GarciaSHomeS Real Estate Blog 