What Do 2026 Housing Forecasts Actually Mean for Buyers?

If you’ve been waiting on the sidelines, here’s what you need to know about 2026:

The Good News:

✅ Mortgage rates settling in 6.0–6.4% range (improvement from 2025)

✅ More inventory = more choices and negotiating power

✅ Less competition—bidding wars are becoming less common

✅ Sellers more open to contingencies and concessions

The Reality Check:

⚠️ Rates won’t return to pandemic lows (3% is unrealistic)

⚠️ Prices still expected to rise 0.5–4% (waiting won’t mean lower prices)

⚠️ First-time buyers still face steep challenges (median age now 40)

Bottom line: The market is normalizing, not crashing. If you’ve been holding out for perfect conditions, you might be waiting forever. Instead, focus on what you can control—strengthening credit, building savings, and getting pre-approved.

The question isn’t whether the market is perfect. It’s whether your personal situation is ready.

Want to discuss what 2026 could look like for your specific goals? Let’s talk strategy.

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📧 GarciaSHomeS@GMail.com

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