
💰 How Much Does a Home REALLY Cost to Buy? 💰
Spoiler alert: It’s not just the sticker price! Here’s what to factor in when planning your home purchase:
🏡 Down Payment: Typically 3-20% of the home’s price (varies based on loan type).
📑 Closing Costs: Around 2-5% of the home’s price—think appraisal fees, title insurance, and more.
🛠️ Home Inspections & Repairs: A must for peace of mind and future planning.
💵 Mortgage Insurance: Required if your down payment is less than 20%.
📆 Monthly Costs: Beyond the mortgage payment, don’t forget property taxes, homeowners insurance, and HOA fees (if applicable).
✨ Planning to Buy? Knowing these costs up front helps you make smarter decisions and avoid surprises. Let’s talk about your budget and options!
📲 240.994.8866
📧 GarciaSHomeS@GMail.com
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