4 Common Credit Score Mistakes!

Planning to buy a home soon? It’s time to get your credit score in order.

Make sure to avoid these common mistakes:

❌ Ignoring your credit report.
Check your credit report to make sure there aren’t any errors or signs of identity theft.

❌ Closing accounts.
Doing so can bring down the average age of your credit, which impacts your score.

❌ Paying the minimum due.
This can drive up your credit utilization rate, which is the amount of available credit you’re using.

❌ Making late payments.
Set up automatic payments to avoid this risk entirely.

Wondering if your credit score is high enough to secure a mortgage? Reach out for a referral to a mortgage professional who can help you find out.

📲 240-994-8866

📧 GarciaSHomeS@GMail.com

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