The Ratio That Can Make or Break Your Mortgage!
Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and …
Continue reading "The Ratio That Can Make or Break Your Mortgage!"
¡El Ratio que Puede Hacer o Romper tu Préstamo!
¿Sabías que un alto índice de deuda sobre ingresos (DTI) es la razón #1 por la que se rechazan las solicitudes de préstamos? 🤯 Tu ratio DTI es el porcentaje de tus ingresos mensuales brutos que se destina a pagos de deudas, incluido el préstamo de tu casa. Los prestamistas utilizan el DTI para evaluar …
Continue reading "¡El Ratio que Puede Hacer o Romper tu Préstamo!"
⭐😲🤩✨The August 2024 Fun Day Monday Results Are In! ⭐😲🤩✨
⭐😲🤩✨The August 2024 Fun Day Monday Results Are In! ⭐😲🤩✨ The winner this month is Sharon Johnson-Harrell who is receiving a $25 gift card to Amazon - to keep or pay it forward to someone else! Congratulations Sharon!!!! ...and, if you want to play on next month's Fun Day Monday, just go to http://www.GarciaSHomeS.com/FunDayMonday and …
Continue reading "⭐😲🤩✨The August 2024 Fun Day Monday Results Are In! ⭐😲🤩✨"
RE Term: Walk-Through!
The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to check during your final walk-through: 💡 Are all items included in the sale (e.g. light fixtures and appliances) in place and operational? 🚿 Are all major systems working properly? ⚒️ Have all …
Términos De Real Estate: ¡Recorrido Final!
El recorrido final es uno de los últimos pasos en el proceso de compra de una casa, ¡pero no deberías apresurarte! Aquí hay algunas cosas que debes verificar durante tu recorrido final: 💡 ¿Todos los artículos incluidos en la venta (por ejemplo, las lámparas y los electrodomésticos) están en su lugar y funcionando? 🚿 ¿Todos …
Continue reading "Términos De Real Estate: ¡Recorrido Final!"
How to Get Your Credit Score Mortgage-Ready!
¡Cómo Preparar Tu Puntaje De Crédito Para Un Préstamo!
Fund Day Monday – August 2024 – QUIZ QUESTION:
Register your answer at https://GarciaSHomeS.com/FunDayMonday to participate on this month's Fun Day Monday contest and, to have a chance to win a $25 Amazon Gift Card. Thank you for participating and Good Luck! We will do the drawing next Monday, August 19th, 2024.
GarciaSHomeS Real Estate Blog 