🏡 New Year Resolution: The ‘1% Rule’ For Homeowners
As we kick off the new year, here's a smart financial resolution that can save you stress and money down the road: the 1% Rule. What is it? Financial experts recommend setting aside 1-3% of your home's value each year for maintenance and repairs. This proactive approach helps you avoid being caught off guard by …
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First-Time Buyers: Why Has Buying a Home Become So Hard?
The Post-Holiday Purge: Decluttering For ROI
Now that the holiday decorations are coming down, you have the perfect opportunity to start preparing your home for sale. As you pack away those ornaments and lights, take a moment to assess each room with fresh eyes. The post-holiday season is the ideal time to begin decluttering—and it's not just about aesthetics. A less …
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Should You Keep Renting Or Buy In 2026?
The honest answer: it depends on your situation. Renting continues to offer lower monthly costs and flexibility in many markets, especially for those without substantial savings or uncertain time horizons. Modest home price appreciation means waiting probably won't lead to dramatically lower purchase prices. But ownership builds equity and stabilizes long-term housing costs. If buying …
Is Your Rate Keeping You Stuck?
What Does 2026 Mean For Home Sellers?
What Do 2026 Housing Forecasts Actually Mean for Buyers?
Is 2026 the Market Turning Point?
Mortgage Rate Outlook for 2026
Mortgage rates are expected to settle around 6.0–6.4% in 2026, according to NAR, Fannie Mae, and other major forecasters. The Federal Reserve's policy path will play a key role in how quickly rates decline. 📉 What this means for the market: 📍 Most forecasts cluster in the low-to-mid 6% range 📍 Represents modest improvement from …
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